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Frequently Asked Questions

Below you will find information that might help you understand how to find things or learn about information you might need to know about your city or town.

Fire - Renters Insurance

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  • Renters insurance is insurance that may pay you if your personal property is damaged or stolen while renting property. Coverage can include losses due to theft, vandalism, windstorms and hail, water damage from plumbing problems (other than sewer backups), fire and smoke, and many other hazards.
     
     Most people think they don't own enough or what they do own isn't valuable enough to insure. Once you take an inventory of your personal property, you may be surprised by the total value. These three questions will help you determine your need for renters insurance:
     - How much are my belongings worth?
     - Can I afford to buy it all back again if it is stolen or destroyed in a fire?
     - What would I do in the event of a lawsuit against me?
     
     Your landlord's insurance only protects the building, not the personal property of residents. Your landlord's insurance does not protect you from a lawsuit if someone is injured in your home. 

    Fire - Renters Insurance
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